AFANDI, A.; BEDI AGTRIADI, H.; LUQMAN, L.; SUSANTI, M. Advanced Credit Scoring with Naive Bayes Algorithm: Improving Accuracy and Reliability in Financial Risk Assessment. Jurnal E-Komtek (Elektro-Komputer-Teknik), v. 8, n. 2, p. 399-409, 28 Dec. 2024.