Literasi Keuangan dan Digital bagi Mahasiswa Politeknik Sultan Salahuddin Abdul Aziz Shah di Malaysia
##plugins.themes.academic_pro.article.sidebar##
Downloads
##plugins.themes.academic_pro.article.main##
Abstract
Abstract: This activity is a community service that aims to improve financial and digital literacy among Gen Z. Currently, Gen Z, especially students, face challenges in personal financial management, such as a consumptive lifestyle, minimal savings habits, and a lack of understanding of the knowledge of using digital space wisely. Low levels of financial and digital literacy carry the potential to cause future financial problems and other adverse consequences. With an educational approach that is more interactive, creative, and in line with the character of Gen Z. This activity presents basic financial material in an interesting and easy-to-understand form as well as how to interact and use digital space. The program targets students at Sultan Salahuddin Abdul Aziz Shah Polytechnic, equipping them with the financial and digital literacy skills necessary for the digital era. Beyond increasing participants' knowledge, the initiative seeks to foster wiser financial habits and social media usage, while cultivating agents of change capable of disseminating financial and digital literacy values within their communities.
##plugins.themes.academic_pro.article.details##
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) accepts manuscripts that have not been published elsewhere and are not under consideration for publication by other print or electronic media. Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons BY-NC License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (eg, post it to an institutional repository, in a journal or publish it in a book), with an acknowledgment of its initial publication in this journal.
License to Publish
The non-commercial use of the article will be governed by the Attribution-NonCommercial 4.0 International (CC BY-NC 4.0). The author hereby grants JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) an exclusive publishing and distribution license in the manuscript include tables, illustrations or other material submitted for publication as part of the manuscript (the “Articleâ€) in print, electronic and all other media (whether now known or later developed), in any form, in all languages, throughout the world, for the full term of copyright, and the right to license others to do the same, effective when the article is accepted for publication. This license includes the right to enforce the rights granted hereunder against third parties.
References
Kindon, S., Pain, R., & Kesby, M. (2007). Participatory Action Research Approaches and Methods: Connecting People, Participation and Place. London: Routledge.
Bahantwelu, M. I., Klau, H., Ray, A., & Suhartati. (2025). Literasi Keuangan dalam Pengelolaan Keuangan Pribadi Mahasiswa untuk Menunjang Kehidupan Perkuliahan. Dharma Jnana, Vol. 5 No. 1, pp. 60-68.
Etiqa. (2024). Mahasiswa Politeknik Sultan Salahuddin Abdul Aziz Shah Financial Health. Retrieved from https://etiqa.com/?jet_download=079f6fea40a7b10e0c0771c2ade0ebaa86094314
Gani, I. P., & Pradilia, A. (2025). Pelatihan Literasi Digital bagi Mahasiswa Jurusan Pendidikan Ekonomi Universitas Negeri Gorontalo. Madaniya, Vol. 6 No. 2, pp. 946-950.
Hermawan, M. D., & Septiani, D. (2024). Literasi Keuangan Dan Dampaknya Terhadap Perilaku Keuangan Mahasiswa: Tinjauan Literatur. JURNAL STIE SEMARANG, VOL. 16 No. 3, pp. 187-196, DOI: 10.33747 .
Kartini, T., & Mashudi, U. (2022). Literasi Keuangan (Financial Literacy) Mahasiswa Indekos Calon Pendidik Ekonomi Fkip Universitas Jember. JURNAL PROMOSI: Jurnal Pendidikan Ekonomi UM Metro, Vol.10. No.2, pp. 154-164.
Malaysia, B. N. (2024). Financial Capability and Inclusion Demand Side Survey 2024. Bank Negara Malaysia. Retrieved from https://www.bnm.gov.my/documents/20124/17493532/ar2024_en_box4.pdf/
Markets, T. E. (2024, January 15). Majority of Malaysian Mahasiswa Politeknik Sultan Salahuddin Abdul Aziz Shah worry about lack of emergency funds, struggle to save: Etiqa survey. Retrieved from https://theedgemalaysia.com/node/716165
Pratama, A. Y., Gusrianti, N., & Haq, K. (2022). Peran Mahasiswa Dalam Meningkatkan Literasi Digital . Jurnal Tonggak Pendidikan Dasar, Volume 1 Nomor 2, Hal.96-101.
Putri, A. R., Husna, F., Ismail, H., Indraswati, T., & Sulistya , S. (2024). Sosialisasi literasi keuangan bagi generasi muda dikalangan mahasiswa Universitas Muhammadiyah Klaten. Tintamas: Jurnal Pengabdian Indonesia Emas, 1(3), 2024, 203-209. DOI: https://doi.org/10.53088/tintamas.v1i3.1214.
Ririen, D., & Daryanes, F. (2022). Analisis Literasi Digital Mahasiswa. Research and Development Journal Of Education, Vol. 8, No. 1, Pp : 210 – 219 DOI: http://dx.doi.org/10.30998/rdje.v8i1.11738.
RIZAL, C., ROSYIDAH, U., YUSNANTO, T., AKBAR, M., HIDAYAT, L., SETIAWAN, J., . . . ASARI, A. (2022). LITERASI DIGITAL. Padang: PT Global Eksekutif Teknologi: ISBN 978-623-5383-29-3.
Savitri, S. U., Segara, N., Surjanti, J., & Marzuqi, M. (2025). Tingkat Literasi Keuangan Mahasiswa Universitas Negeri Surabaya. Dialektika Pendidikan IPS, Volume 5 No. 3, pp. 13-20.
SAYS. (2023, November 10). 73% of Malaysian youths aged 18 to 40 are in debt, cites UCSI. Retrieved from https://says.com/my/lifestyle/malaysian-youths-aged-18-40-financial-debt